Life Insurance

Taking Care of Your Loved Ones


Life insurance is the foundation of financial security and is designed to help your loved ones deal with the financial impact when you pass. It provides your family with the resources they need to meet expenses. People also purchase life insurance to assure funds for future needs, such as retirement income, college funding, emergencies or simply a fund for future opportunities.

Understanding Your Options


We’re here to help guide you on your options and how much you actually need. While there are many choices for buying life insurance, it’s not as complicated as it may seem. There are essentially two kinds of policies: Term Life and Permanent Life. 

Term life insurance

is when you lock in a set premium for a specific amount of benefit for a set period of time, and it expires at the end of the term. This is the most cost-effective way to buy life insurance.

Whole life insurance

is a form of permanent life insurance and lasts your entire life. Variations of each type include an individual life policy, group life insurance, and final expense. The type of coverage you should consider depends upon your need. An analysis and getting a quote only takes a few minutes.

How Much Life Insurance You Need


As you start looking at life insurance options, you’ll need to determine how much life insurance you need and how long you will need it. Meaning, how long will others depend on your income. Your ability to make money is your most valuable asset, and you want to have enough life insurance to cover roughly 10 times your income. 


In addition to income replacement, life insurance can help pay for high-ticket items like the balance on your mortgage, outstanding debt such as car loans, credit cards, or other loans. It also considers payment for your children’s higher education and even your final resting expenses. We can help work through all of those numbers and make our best recommendations based on your situation.

Hero Life Insurance logo

New Partnership with Hero Life


Buwick Group is excited to be partnering with Hero Life, an efficient insurance solution that allows you to apply within minutes. It’s a fast, affordable, and flexible way to gain high limit term life insurance without the need for medical exams or long approval processes. The plan offers benefit amounts up to 30x your salary or $2 million to cover the financial needs of your loved ones. Sound like something you’re interested in?

Learn More

Get a Free Quote

Contact Us!